Home Mortgage Loan Information For San Jose, Santa Clara County, California and Beyond

Don't Miss this Opportunity to Cash In on Historically Low Interest Rates

When searching for a home loan in the San Jose area, you want to make sure that you are getting both an exceptional loan rate, the highest level of customer care, and the ability to close the loan quickly.
My 25+ years in the Real Estate and Mortgage Industry has given me the ability to understand my client's needs, offer multiple options based on their specific requirements, and ensure my clients long term mortgage goals are achieved.
There has rarely been a time when home prices have reduced so drastically, while both low interest rates and financial incentives have provided  prospective buyers and homeowners so many great options.  No one knows how long these times will last, but I suggest that now is a great time to buy a home or refinance.

Loan guidelines continue to tighten up, yet low interest rates, low home prices and tax credits put buying a home within reach for many who were unable to buy in past years.

There are many positive opportunities for buyers:
Whether you are trying to buy a home or are struggling to hold onto your current home, I offer a free loan consultation to help you evaluate where you are, where you want to go, and how to get there. I can refer you to an excellent CPA, Realtor or Financial planner, or will work with your support team. The sooner you take action, the sooner you will find out what it takes to achieve your home ownership goal.

Contact me to find out more about purchase or refinance loans.


Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.27% 4.41%
15-yr Fixed 3.33% 3.51%
1-yr Adj 2.44% 3.03%
* national averages

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Paula Cochran 290 Los Gatos-Saratoga Road Los Gatos, CA 95030
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