Loan Lady Testimonials I have known Paula Cochran for nearly 5 years now. Every time my husband and I want to refinance our home, she is the person we turn to since she is so knowledgeable and we completely trust her. I have personally recommended many people to her for various kinds of mortgage solutions and she has done a wonderful job of educating and helping my contacts with mortgage solutions. She is also a great networker in the community and if you are looking for networking opportunities or contacts within the community I strongly suggest you call her. She is also very knowledgeable in investment opportunities in the SF Bay Area and I would definitely recommend her if you are thinking about investing in the SF Bay Area - you just cannot go wrong investing in this area and everything is on sale right now. - Indu J., Saratoga   I not only recommend Paula for my clients, I have used her for myself. - Steve Pyle, CPA, Campbell   Paula is one of the most professional mortgage consultants with whom I have had the privilege to work. The clients I have referred to Paula have all commented about her expertise, quality of work, and true care for their best interests. Paula's responsiveness and level of communication keeps her clients at ease. As a Realtor, I have high expectations for a mortgage consultant, as they are a very important part of my team. With Paula, I have 100% confidence that they are getting a quality product AND a quality person. I would highly recommend Paula to anyone looking for exemplary care for their home loan/refinance needs. - Dale Warfel, Realtor, San Jose   I was so confused by the entire process of buying a home that working with Paula Cochran helped save my sanity. She explained the steps we needed to go through and pointed out the pros and cons of different loan programs. She kept in touch with our agent and with us as the loan progressed so we always knew where things stood on the loan. By closing time, I felt I had learned a lot and was confident that my husband and I were making a good decision. If you want a good loan agent, call Paula. - Marianna P., Los Gatos   Paula helped me refinance my house and get me in a better financial position. I was able to get a good interest rate and pull out enough money to do some remodeling and help my daughter get a car she needed for work. The best thing is that my payments did not change that much. Everyone told me I could not do what I wanted to do on this loan, but the Loan Lady made it happen. - Sharon T., San Jose   If you want to work with someone who is patient and will pleasantly answer all your loan questions, call Paula Cochran. She’s the best! - Alex and Penny S., Santa Cruz   Since I was making a good income and prices have been pretty good lately, some family friends suggested I look into buying a condo. I did not have much money to put down, but Paula got me an FHA loan that only required a small down payment. Making the payments is hard, but Paula made sure I checked with a tax professional so I would understand that I would pay less taxes by owning a home. I love my place and could not have done it without the help of my "loan lady". - Michael M. Campbell   In addition to being an awesome loan officer, what I really liked about Paula was her positive attitude and sense of humor. My wife and I were anxious about buying a home and taking on a huge responsibility. A couple things came up that looked like they could be problems, but Paula stayed positive and worked everything out. We had confidence that she could handle everything and she did. I highly recommend The Loan Lady. - Sergio and Amendra W., San Jose   The Loan Lady rocks! - Roger F., Mt. View   I wanted to buy my dream home in a retirement community but I did not want to sell my home of 34 years. Paula helped me figure out how to do this. I kept my old home as a rental, and maybe for my grown kids someday, and now live in a community I love. - Kate B., San Jose   My real estate agent sent me to a lender she knew to get approved. I did not feel like I clicked with the lender and did not feel that she really understood what I was worried about. A friend referred my husband and me to Paula Cochran. She listened to my concerns and recommended a different loan program that I felt more comfortable about. We completed the loan with Paula and will now recommend her to our friends. - Rajeev and Chandra, Sunnyvale