Welcome to The Loan Lady website

My name is Paula Cochran and I am “The Loan Lady”.

If you have come to this website, you probably have an interest in obtaining a real estate loan, or in learning more about real estate financing. With all the choices available in financing, and the continual changes in programs offered to consumers, understanding and choosing the right loan product can be a daunting process to most borrowers.

The real estate financing industry is dynamic and ever-changing. As financial markets change and the cost of housing moves through the highs and lows of real estate cycles, new loan products are created to meet the needs of the consumers. Even if you think you would never qualify for a loan, you won’t know unless you go through the process. You may be surprised to find yourself on the way to home ownership.

If you already have a home and are not sure if your current loan is the best one for you, it may be time to consult with a mortgage professional. You may be able to lower your payments or pull equity out for a variety of uses. Many people who have adjustable rate loans are changing to fixed rate loans now.

For most people, buying a home or investment property is a financial stretch. Many people postpone making a purchase, and then years later regret their lack of action. Owning real estate can give you a solid grounding for your financial well-being. Don’t wait to buy...Buy and wait!

I hope the information in this website will clarify the process, and help you on your way to getting a real estate loan that is perfect for your situation.

Serving Santa Clara County (Los Gatos Office) and Santa Cruz (Santa Cruz Office) County